Navi App Personal Loan : Navi App Personal Loan If you do not have money and need an urgent loan, you can take an instant loan from the new app. From the new app, personal loans can be taken from Rs 5000 to a maximum of Rs 1 lakh. The interest rate applicable on the new app personal loan depends on the user's eligibility and credit history. Loans can be taken from this app with minimum documents which are based on Aadhaar Card and PAN Card.
Generally, the initial interest rate of these loans is 9.9% per annum. If you are in need of a loan then you should get the detailed information about New App Personal Loan which is available in this article. Here you will know what is the new app Personal Loan? What is its eligibility criteria? What are the documents required? And how to apply for new app personal loan online.
Navi App Personal Loan What is a personal loan?
Navi App Personal Loan is a platform that offers users Rs. Offers personal loans up to 1 lakh. Users looking for instant loans can use this app to get loans as per their requirement with zero processing fees and minimum documents. Let us tell you that the repayment period of this loan is up to a maximum of 6 years and if you are eligible, you can get a personal loan such as a home loan, consumer loan or vehicle loan in 10 minutes.
Navi App Personal Loan Interest Rate of Personal Loan
The starting interest rate on the new Finserv personal loan is only 9.9% and can go up to a maximum of 45%. We would like to inform you that the interest rate of new app personal loan also depends on the applicant's eligibility. The interest rate is determined by evaluating factors such as applicant's job profile, credit score, loan payment record, monthly income, age etc.
Navi App Personal Loan Benefits
- Under the new app personal loan, maximum loan can be taken up to 1 lakh rupees.
- Users can avail personal loan within 10 minutes.
- It has been sanctioned by RBI and NBCC.
- The loan taking process is based on Aadhaar Card and PAN Card.
- Consumer loan, vehicle loan and home loan can be taken under the new app Personal Loan.
- There is no processing fee for new personal loans.
- Interest rates on new app personal loans start from just 9.9%.
Navi App Personal Loan eligibility criteria
Navi App Personal Loan: To get a personal loan, make sure that you fall within the following eligibility criteria –
- Make sure you are essentially a citizen of India.
- Provide proof of your age between 21 years and 65 years.
- You must have some source of income, ie, you are either a working or non-working applicant.
- Make sure that you have all the KYC documents available.
- Check if your CIBIL score is more than 650.
- Your annual income should be above ₹3,00,000.
Required Documents for Navi App Personal Loan
- Aadhar card
- Proof of address
- Pan Card
- Email ID
- A bank statement
- Pay Slip
- Mobile Number
- a selfie
How to avail Personal Loan from Navi App?
If you need a loan and want to take a loan from the new app, you can apply for the new app personal loan online. For this, follow the below step by step-
- First of all you can go to the Google Play Store and download the ship application.
- After downloading the application, open it and create an account through the mobile number linked to the Aadhaar card.
- After creating an account, go to “Loan Section” and click on Personal Loan option.
- After clicking, tab on the apply button.
- Now an application form will open, enter the necessary basic details asked here.
- After giving basic details, upload important KYC documents.
- After doing this, the verification of your documents will be completed and if all documents are correct, the money will be transferred to your bank account.
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