This balance has to be kept in SBI saving account otherwise there will be a big loss. It is mandatory to maintain a minimum monthly balance in the general savings account of State Bank of India. If you do not maintain the minimum balance in the SBI account, then money will be deducted from your account. If the minimum balance is not maintained, SBI Bank will automatically charge the account. A similar complaint regarding charge deduction was made by an SBI customer on social media in response to which SBI shared charges for not maintaining minimum balance, so let's know through this article how much SBI Bank charges.
Limits vary depending on accounts
All types of SBI accounts have a minimum amount to maintain but it varies from account to account Minimum amount limits are different for sbi branches in metro urban semi urban and rural areas though there is no requirement to maintain a minimum balance on a salary account
Minimum balance
- Minimum balance in metro and urban branches – ₹3,000
- Minimum balance in semi urban branches – ₹2000
- In rural branches – ₹1000
Charges for not maintaining minimum balance in cities
Short balance charges for not maintaining minimum balance
- 50% less than Rs. 10 + GST
- 50 to 75% of Rs. 12 + GST
- 75% above Rs. 15 + GST
No charge to maintain minimum balance in semi-urban cities
Charges for not maintaining minimum balance
- 50% less than Rs. 7.5 + GST
- 50 to 75% of Rs. 10 + GST
- More than 75% of Rs. 12 + GST
Charges for non-maintenance of minimum balance in rural SBI branches
No charge for not maintaining minimum balance
- 50% less than Rs. 5 + GST
- 50 to 75% of Rs. 7.5 + GST
- 75% above Rs. 10 + GST
According to above information if you do not maintain balance in SBI account then join our whatsapp group and visit my website to get various information about how to withdraw money from your account
.webp)
0 Comments