Central government has conducted Pradhanmantri Fasal Bima Yojana (PMFBY) for farmers. Which was launched on 18 February 2020. Its main aim is to protect the farmers from the losses incurred while doing agriculture. So that the farmer can do agriculture without any trouble.
Under this scheme, farmers get compensation for crop damage. Farmers are given insurance cover at a low premium. Premium burden is reduced due to subsidy. The government compensates the farmers for some percent of the crop loss. Which is different according to ravi and kharif crops.
What is Pradhan Mantri Fasal Bima Yojana?
Pradhan Mantri Fasal Bima Yojana 2024 is a welfare scheme for farmers. Its main objective is to compensate the farmers for the loss related to agriculture. Under this, farmers can insure their crops. In case of crop loss, farmers can get compensation. This scheme provides financial assistance to farmers.
What is the benefit of Pradhan Mantri Fasal Bima Yojana?:
- Farmers get financial assistance in case of natural calamities.
- It helps to invest in crop production.
- Promotes self-reliance and food security in the agricultural sector.
Who is eligible for Pradhan Mantri Fasal Bima Yojana?
Pradhan Mantri Fasal Bima Yojana is very helpful for farmers. This scheme protects the farmers from crop loss. There are certain rules for farmers, which have to be fulfilled.
These rules have to be fulfilled:-
- Land holding farmers
- Landless farmers who have cultivable land
- Other beneficiaries, such as tenants and borrower farmers
Farmers who work on arable land are required to take insurance. This scheme protects farmers from losses.
Calculate crop insurance premium
Fasal Bima Yojana is very helpful for farmers. This scheme provides insurance cover to farmers' crops. Farmers have to pay only a small premium.
For Kharif crops, farmers have to pay 2% premium. For Rabi crops, the premium is 1.5%. Central and state governments pay the remaining premium.
This scheme provides crop protection to the farmers. This scheme empowers the farmers financially.
Which crops are covered by crop insurance?
Farmers can insure multiple crops under Pradhan Mantri Fasal Bima Yojana. This includes Kharif and Rabi crops.
- Kharif crops include paddy, maize, mustard, cotton, jowar, bajra, urad, moong. Rabi crops include wheat, barley, lentils, gram, rapeseed/mustard.
- Rainfed crops like garlic, onion, potato, pumpkin are also covered.
- The aim of this scheme is to help the farmers. They can increase their production.
- This scheme protects farmers from natural calamities. Protects against damage from pests and diseases.
- Farmers can get their crops insured. If damage occurs, then compensation is given.
- This does not worry the farmers. They can concentrate on their agricultural activities.
Major crops covered under Pradhanmantri Fasal Bima Yojana:-
- Kharif crops
- Rabi crops
- Rainfed crops
What documents are required for Pradhan Mantri Fasal Bima?
To join Pradhan Mantri Fasal Bima Yojana, farmers have to provide certain documents. These documents verify your identity, land records and bank details. Find out what these include:
- Identity Card (Aadhaar Card, Voter ID, Driving License etc.)
- Land Record (Khasra/Khatouni/Bhoomi Patta)
- Bank passbook
- Bank account details
- Photo
With these documents, farmers can apply for Pradhan Mantri Fasal Bima Yojana. This ensures that you can take full advantage of the benefits of the scheme. Also, you are eligible to join this scheme.
Pradhan Mantri Fasal Bima Yojana Claim Procedure
Pradhan Mantri Fasal Bima Yojana is very helpful for farmers. It protects their crops from damage. Farmers have to follow certain steps to claim their loss.
First the farmers have to inform about the loss. Then the damage is assessed. After this, the claim form is filled and the documents are submitted.
Then, the claim is shown as per the time limit. After this, the insurance company pays the compensation amount. In this way farmers get benefit.
Pradhanmantri Fasal Bima Yojana Kya Hai: Online Registration Process
Farmers can do Pradhan Mantri Fasal Bima Yojana online registration through the official portal. First go to the website of the state agriculture department. Upload the required documents there.
- For this you have to visit the website https://pmfby.gov.in/
- Click on the Farmer Corner option on the homepage.
pradhanmantri fasal bima yojana apply online
- After this register your mobile number.
- Now click on Login to Farmer button.
- Enter your registered mobile number here and fill the captcha and click on Request for OTP.
- Then you have to verify the OTP.
- After this, the form will open in front of you, fill in the appropriate boxes.
- Upload all necessary documents.
- Submit the form now.
After the process is completed, farmers can avail their crop insurance. Farmers get many benefits from this scheme.
Under this scheme, several types of crops are covered. Farmers have to provide farmer identity card, account statement and other certificates.
PMFBY Status Check Process
Follow the steps below to know the status of your application.
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