Sukanya Samriddhi Yojana: is a very good ambitious plan for the future of the poor daughters of the country and to guide their parents in the field of savings. This scheme has been administered by the current Prime Minister Shri Narendra Modi.
Prime Minister Shri Narendra Modi ji believes that due to this scheme, the families of the common and poor class will be able to save in small form at a good level and they will not have to face problems in education, writing or marriage etc. in the future.
This scheme has developed so rapidly in the country that at present more than 30 crore people's savings accounts have been established in it. Representation of this scheme is now being seen in almost every state.
Sukanya Samriddhi Yojana
To save in Sukanya Samriddhi Yojana you have to open an account in your daughter's name which you can open in your nearest post office department through a very easy process. The process of opening an account is absolutely free.
Savings account of Sukanya Samriddhi Yojana is simple because neither there is any kind of government tax on saving in it nor there is any pressure on you to deposit more amount.
Like every government scheme in this scheme it is mandatory for people to follow certain rules and laws only after which they can save in this scheme and prepare for the bright future of their daughter as a member.
Main Rules of Sukanya Samriddhi Yojana
- The scheme will allow only Indian individuals to save and open accounts.
- According to the rules, the age of the girl in whose name the account is being opened should be 10 years or more.
- Apart from this, attention is also being paid to the financial status i.e. the person opening the account should not have any special property or land in his name.
- If the parent opens the account of more than two daughters in it, then their account will be deactivated.
- A minimum annual amount of 250 rupees and a maximum annual amount of 1.5 lakh rupees have been set as savings in the scheme.
Required documents for Sukanya Samriddhi Yojana
- Ration card
- Aadhaar Card
- Income certificate
- Residence Certificate
- Caste certificate
- Aggregate ID
- bank account
- Passport size photograph
- Mobile number etc.
Benefits of Sukanya Samriddhi Yojana
Opening an account in Sukanya Samriddhi Yojana and saving in it will provide all the benefits given below to the people of limited income families :-
- If the parents save it in the name of the daughter, then they will be able to work brighter for the future of their daughter with this budget amount.
- There is no government tax on the savings of this account.
- Government has also implemented very good interest rates for Sukanya Samriddhi Yojana savings accounts.
- Saving money can be withdrawn in future and parents can use it for their daughter without worry.
How to open a bank account under Sukanya Samriddhi Yojana?
- To open an account in Sukanya Samriddhi Yojana, you have to reach the post office department with all your documents.
- After reaching here you can discuss the main staff about the account of this scheme.
- You will be given complete account details during the discussion and your application form will also be handed over.
- Complete details related to parent and daughter have to be filled in this application form.
- After this, photocopies of the documents along with the application form have to be submitted at the counter.
- After this you have to deposit the first savings installment according to your income.
- After this process your account will be opened and a valid passbook will also be given to you.
- From the received passbook you can pay the deposit as per time.
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