India Post Payment Bank Loan : If you want to take a loan but are still confused about where to take a personal loan. So today we have brought you one more personal loan option. You can get loans from ₹50,000 to ₹40 lakh through India Post Payment Bank. If you are thinking of taking a personal loan then read this article as far as necessary.
India Post Payment Bank Loan
Through India Post Payment Bank you can apply for a loan both offline and online, you can choose any of these two options according to your convenience. Generally, the main purpose of the post department bank was to save money and protect the money of rural people from going to a bank in a distant city, but now the post payment bank is also able to provide loans up to 40 lakh rupees.
So let's know what are the terms and conditions required to take a loan through India Post Payment Bank and what is the online application process for taking this loan and how much interest rate has to be paid on this loan.
ndia Post Payment Bank Loan Interest Rate
First of all, let us tell you that India Post Payment Bank has not given the information about how much interest rate to pay for online or offline loans. Each person taking a loan through a Post Payment Bank has to pay a different interest rate because India Post Payment Bank decides how much to lend to a person based on their financial situation and credit score and how much interest rate to keep on this amount.
That is, if you apply for this loan, you will know how much interest rate loan you have got only after the assessment of your financial needs.
Documents required for availing loan through India Post Payment Bank
If you want to take loan through India Post Payment Bank then you have to present your recent passport size photo, Aadhaar card, PAN card, bank account passbook, residence proof etc. And yes, an account should be opened with India Post Payment Bank.
Terms and conditions for availing loan
- India Post Payment Bank offers personal loans only to citizens of India.
- You can apply for this loan only if you are 18 years or above.
- To take loan through India Post Payment Bank one should have an account with India Post Payment Bank.
- India Post Payment Bank grants loans only if the applicant is found eligible after an evaluation, after applying.
If you comply with these terms and conditions and have all the required documents then you can apply through the online process below.
Online Application Process for India Post Payment Bank Loan
- First you have to open the official website of India Post Payment Bank https://www.ippbonline.com/ in your mobile.
- On opening this website, in the main menu you will see an option named “IPPB Customer” click on it.
- Now you have to select the option called “Doorstep Banking”.
- After that you have to click on the option named Personal Loan.
- Now the personal loan application form will open in front of you, fill the details in this form.
- After filling the details you have to upload the required documents, now you can submit the application.
- Now after the evaluation of your application you will get the loan available to you.
Hope you find this information useful, stay connected with us to get accurate information in simple language as well, thanks.
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