If you also have an account in Yes Bank then let us tell you that Yes Bank is also providing personal loan facility to its customers like other banks that too with very low interest rate so if you also need money to meet your needs then you You can take a personal loan from this bank without any hesitation, just you have to fulfill some important conditions
Anyone can take a personal loan from Yes Bank for their basic expenses. You can get a personal loan from Yes Bank for your personal expenses like marriage expenses, house construction, higher education, travel, children's fees, etc. In this bank, you are given a loan for a period of 60 months. So you don't need to take any similar mortgage after taking a loan from Yes Bank. You can choose the repayment terms according to your convenience.
If you fulfill all the conditions of the bank then you can get the loan within few minutes After applying for the loan the loan amount is transferred to your account within few minutes as soon as your loan is approved.
What are the benefits of Yes Bank Personal Loan?
Taking a personal loan from Yes Bank will give you many benefits which are as follows
- Yes Bank offers you personal loans with very attractive interest rates
- The interest rate on personal loans available in Yes Bank is 10% per annum starting from 99%
- You can take a personal loan from Yes Bank from Rs 50,000 to Rs 50 lakh
- The tenure of this personal loan is 60 months
- You can pay your EMI without any stress
- If you take a personal loan from this bank then you don't need to take any collateral for it
- You don't even need to submit documents while applying for a personal loan online because
- A bank representative will collect the documents from your home or office as per your convenience
Types of Yes Bank Personal Loans
Yes Bank Personal Loans are as follows
Personal Loan for Home Renovation
Civil works cover all costs of home renovation, furnishing and redecorating
Holiday Personal Loan
Hotel charges cover all holiday expenses including air travel charges and travel accessories
Personal loan for marriage
This covers all wedding expenses including jewelry, clothing, decorations and catering
What is the Eligibility for a Personal Loan from Yes Bank?
- Applicant must be an Indian citizen
- Applicant's age should be between 21 years to 60 years
- Both salaried and self-employed persons can now apply for the loan
- Applicant's monthly income should be at least 18000 to 25 thousand rupees per month
- Applicants must have a credit score of 750 or higher
- Last six months bank account statement
- Details of other monthly expenses including any current EMIs
Documents Required for Yes Bank Personal Loan
- Aadhaar Card
- Election card
- Passport
- Electricity bill
- Telephone bill
- Water bill
- Salary certificate for last six months
- Employment Signature Attestation Form for self-employed
- Six months bank statement
- Bank Account Passbook
- Passport size photograph
- Mobile number
How to Apply Online for Yes Bank Personal Loan?
If you fulfill all the eligibility conditions for taking a loan from Yes Bank and want to apply for taking a loan then you can apply by following the process below.
- First of all you have to go to the official website of Yes Bank
- After this you have to click on the personal loan option given on the homepage of the website
- Now a new page will open in front of you in which you have to click on Apply Now button and then its application form will open in front of you.
- Application form in which you have to enter your personal information like your name address mobile number date of birth etc
- Then you have to submit that form
- Then your phone will be checked and a representative of the bank will contact you and collect all the documents from you
- Yes then all the documents will be checked and if you are eligible for personal loan then you will get the loan
Thus yes bank personal loan which helps customers to get finance for any of their personal needs likewise join our whatsapp group and visit our website to get information about various schemes and recruitments
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